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Canada's individual life insurance claims saw a large bump in April and May, at the top of the spring coronavirus lockdown, in comparison to the identical length in 2019, says a new report through the Canadian Institute of Actuaries (CIA).

The study studies a complete of 1,916 demise claims attributed to COVID-19 in the first six months of 2020, with more than 12 in keeping with cent of person claims in April attributed to the virus.

READ MORE: There were 7,000 'excess deaths' in Canada all the way through coronavirus 1st wave, StatCan says

The CIA began gathering per 30 days data from 13 Canadian insurers at the get started of the pandemic.

The spike in individual claims was short-lived and remained "inside the range of normal volatility," the file says. But as Canada copes with a second wave of the pandemic, it's going to be crucial to keep a detailed eye on ongoing tendencies, it provides.

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1:04Coronavirus: Postal code 'actually matters' with regards to public well being, Tam says Coronavirus: Postal code 'truly issues' relating to public well being, Tam says – Oct 28, 2020

As Canada's death toll from COVID-19 surpasses 10,000, may the pandemic pressure up life insurance premiums?

The brief answer is "'almost certainly now not," according to Keith Walter, who chairs the CIA's Research Council.

The spike in pandemic-linked claims observed in the center of the first wave was once "noticeable" however within vary of what insurers have built into their reserves and capital allowances, he says.

READ MORE: What's Canada's true coronavirus loss of life toll? Here's why it's exhausting to mention